endorcing your cheques...

[tom1]

right, when paying in your cheques you have to endorce it on the back with your name. everytime i go to the bank they tell me i'm doing it wrong! at first i put my name in block capitals, no good says the lady, needs to be a signiture. so next time i turn up with more cheques, having signed the back... they tell me i need to print my name in block capitals!! nuts. anyway, last few times i have been using block capitals on the first line and myy sig on the 2nd.. i hope that way i am safe.

what do you guys do? also has anyone ever had a $ cheque bounce? worries me becuase my only income now is $ cheques, if some bounce now i'm f*cked!

Cheers.

[nekrom]

I like to use an Elephant stamp, or a smily sticker.

Jokes asside I just sign it and everyones a winner, sounds like your using some anal tellers to me mate.

-N

[UKSexCash]

Hi Tom1

We use our local Lloyds Tsb branch to bank our cheques and everytime I go in, I get someone who's never seen a US$ cheque before. Drives me mad. I had the same thing with them over signing them to endorse them. They said, the endorsement should be legible, not a scribble for a signature.

So what I do now is put this...

"My Name For And On Behalf Of Company Name"

I write it quite scruffily, but still readable... has worked fine for about a year now.

With regard to cheques bouncing, we've had one do it... to yonks for the bank to notify us, like 6 months, and they don't give you any notice that they're going to take the cash back, they just debit your account without warning you :-/

Hope that helps.

Cheers

AbbyCash

[Guest]

There's one guy who works at my local NatWest who insists that I write my address on the back of US$ cheques, rather than just sign them.

I make a point of avoiding him now.

[BigD]

I make sure I sign them in front of the teller ... has to be my full name as per name on the cheque. Never had any problems with bouncing.

[-HF]

I make sure I sign them in front of the teller ...

exactly.

i also use a small branch office, so everyone knows me there. even when my usual contact is away and some reserve pool employee replaces them, there is never a long debate. as soon as they get a questioning look, i give one of the other staff a wave and they come over informing the newbie they should just go ahead, everything is fine. :D

[rogue]

i both sign and use block capitals then i send them to auctionpix.co.uk :)

[dvtimes]

USA checks are suposed to be signed in full.

ie if your name is Fred Smith, you must sign Fred Smith not F. Smith or Fred S.

[JesseP]

Agree with dvtimes, you should sign the cheque (or check as it is american) with the name which appears on the cheque, in full. I had a couple of problems when I used my normal signature but never since I sign as it appears on the cheque (or check as it is american).